What if a bank won’t accept my power of attorney?

It could take up to seventeen business days to learn if a bank (or anyone else) is going to refuse to accept your power of attorney. When given a power of attorney, a bank can ask for either the agent’s certification or an attorney’s opinion before accepting a power of attorney, but that must be done within ten business days. But the bank cannot require that a power of attorney be on some other type of form as long as the one presented grants banking powers. The bank then has seven days to either accept the power of attorney or provide a written reason it is being refused. Texas law provides limited reasons someone can refuse to honor a power of attorney.